Please read these terms and conditions of use carefully. These terms and conditions pertain to the use of this website and to the use of any information, software, data, guidelines, function, tools, graphics, artwork and any other material contained on this website (collectively referred to as “contents”). By using this website and its contents (“you” or “the user”) agree to abide by these terms and conditions and any changes that the Insurance Company and/or its affiliates (collectively referred to as “the Insurance Company) may publish from time to time. If you do not agree with these terms and conditions, do not access this website or any of its contents.
Title to and all intellectual property rights in the website and its contents remain in the Insurance Company and its affiliates unless otherwise expressly indicated. This website and/or its contents may include information, software and other tools which are the proprietary property of others. The Insurance Company is using such information, software and other tools with permission and authority from the owners of such proprietary rights when required.
When using particular information, materials, and/or services on this website, you will be subject to any posted guidelines or notes applicable to such services or materials that may contain terms and conditions in addition to these Terms of Use. All such guidelines or rules are hereby incorporated by reference into these Terms of Use. This website and its contents are not intended for distribution to or use by any person or entity not appointed by the Insurance Company. You may not copy, upload, post, publish, modify, display, transfer, resell, reproduce, republish, or distribute this website or its contents in any way (whether electronically or otherwise) or create other works based on it, unless expressly authorized by these Terms of Use, the express provisions on this website, our prior written consent, or applicable law. Copies made incidentally in the ordinary course of your personal, non‐commercial use of this website and a reasonable number of printed copies for such use are permitted, provided that you do not modify or alter the material in any way and you do not delete or change any copyright, trademark or other notices. In consideration of your use of this website, you agree to: (a) provide accurate, current, and complete information about you; (b) maintain the security of your password and identification; (c) maintain and promptly update the Insurance Company as to any users that are no longer working at your agency, and any information you provide to the Insurance Company, to keep it accurate, current and complete; and (d) accept all risks of unauthorized access to information. You have sole responsibility for the adequate protection and back up of data and/or equipment used in connection with this website. You are entirely responsible for all information that you upload, post or otherwise transmit via this website. You agree not to upload, post or otherwise transmit via this website any content that: (a) is inaccurate, harmful, obscene, pornographic, defamatory, racist, violent, offensive, harassing, or otherwise objectionable to the Insurance Company or other users of this website; (b) includes unauthorized disclosure of personal information; (c) violates or infringes anyone’s intellectual property rights; or (d) contains software viruses or any other computer code, files or programs designed to interrupt, destroy the limit the functionality of any computer software or hardware or telecommunications equipment. The Insurance Company reserves the right to edit or remove content that violates these Terms. You agree that you will not use this website to: (a) transmit spam, bulk or unsolicited communications; (b)use someone else’s identity; (c) misrepresent your affiliation with a person or entity; (d) engage in activities that would violate any fiduciary relationship, any applicable local, state, national or international law, or any regulations having the force of law, including but not limited to attempting to compromise the security of any networked account or site (e) collect or store personal data about other users unless specifically authorized by such users. You may not use the information or material on this website for any unlawful purpose.
We may make changes to this website and its contents, including our products and/or services and these Terms of Use, at any time without notice to you. Your use of this website at any time indicates your agreement with the Terms and Use posted on this site at the time of such use.
Although we attempt to keep this website and its contents accurate, complete and current, the site may contain technical or other mistakes, inaccuracies or typographical errors. The information and materials on this website may be out of date, and we make no commitment to update this website or its contents. It is your responsibility to verify any information before relying on it.
References to any specific commercial product, process, service or publication by trade name, trademark, service mark, manufacturer or otherwise are provided for general information purposes only and do not constitute a warranty, endorsement, recommendation or favoring by the Insurance Company. The Insurance Company makes no warranty of any kind with respect to the subject matter or products listed herein or the completeness, accuracy, or reliability of the information.
The insurance company may establish links between this website and one or more websites operated by third parties, and we are providing these links only as a convenience to you. Such links allow you to leave our website and are not under our control. Access to any other website linked to this website is at your own risk. We have not investigated, verified, monitored or tested the accuracy, reliability or completeness of any information, data, opinions, advice, statements, software, products or services found on or contained in these linked sites or any change or updates to such sites and therefore do not make any representations whatsoever with respect thereto. The inclusion of a link to another website does not constitute an approval, endorsement, authorization, sponsorship or affiliation by us with respect to such site, its owners or its providers.
We may refuse to grant you a User ID that impersonates someone else, is or may be illegal, is or may be protected by trademark or other proprietary rights laws, is vulgar or otherwise is offensive, or may cause confusion, as determined by us in our sole discretion. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR USER IDs AND/OR PASSWORDS, AS APPLICABLE. YOU ARE RESPONSIBLE FOR DAMAGES RESULTING FROM ALL USES OF YOUR ACCOUNT NUMBER(S), USER ID AND/OR PASSWORD, WHETHER OR NOT ACTUALLY OR EXPRESSLY AUTHORIZED BY YOU. You will immediately notify us of any unauthorized use of your User ID, or password or any other breach of security.
All information, materials and service contained on this website and the contents thereof are provided "as is.” The Insurance Company makes no representation, endorsement, or warranty of any kind, either expressed or implied, by description, by sample or otherwise, and in particular and without limitation, makes no implied warranties or merchantability, fitness for a particular purpose, title, non‐infringement of third‐party rights or freedom from viruses or other harmful code. We do not warrant the accuracy, adequacy or completeness of the materials contained on this website or warranty that any defects will be corrected. This disclaimer or warranties applies to the fullest extent permitted by law. The Insurance Company makes no warranty or representation that: (a) this website will be uninterrupted, timely, secure, or error‐free; (b) the results that may be obtained from the use of this website will be accurate or reliable; (c) any errors in this website will be corrected. You assume all risk for damage to your computer system or loss of data that results from obtaining any content from this website, including any damages resulting from computer viruses.
To the full extent permitted by law, the Insurance Company is not liable for any direct, indirect, punitive, special, incidental, consequential, or exemplary damages (including, without limitation, loss of business, revenue, profits, goodwill, use, data, electronically transmitted orders, or other economic advantage) arising out of or in connection with this website, even if the Insurance Company has previously been advised of, or reasonably could have foreseen, the possibility of such damages, however they arise, whether in breach of contract or in tort (including negligence), including without limitation damages due to: (a) the use of or the inability to use this website; (b) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained, or messages received or transactions entered into, through or from this website; (c) statements or conduct of any third party on this website, including without limitation unauthorized access to or alteration of transmission of data, malicious or criminal behavior, or false or fraudulent transaction; or (d) content or information you may download, use, modify or distribute. To the extent that any jurisdiction does not allow the exclusion or limitation of direct, incidental or consequential damages, portions or the above limitation or exclusion may not apply.
You agree to indemnify, defend, and hold harmless the Insurance Company, its subsidiaries and affiliates, and their respective officers, directors, employees, agents, licensors, suppliers and any third party information provider to us from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these terms of use by you.
Use of this website shall be governed by and construed in accordance with the laws of the State of Montana and the United States of America, without regard to conflict of law principles. You and the Insurance Company also agree that all legal proceedings, whether at law or in equity, related to this website and/or its contents shall be filed in and adjudicated solely in the state or federal courts located in Montana. You further consent and submit to the exclusive personal jurisdiction and venue of such courts for the purpose of litigating such matters.
Categories of information collected by the website may include: your Internet location (Internet domain and IP address), web pages requested; referring web page, type of browser, operating system, domain, username and used to access our site, date and time our site was visited. This information is generally used to improve web presentation and utilization, and for troubleshooting purposes. The application may use “cookies’ or other means to collect this information.